Find the best deal on the market for your next loan on an asset
Our financial brokers work on your behalf to deliver your asset at the lowest rate
Many lenders including banks and well known financiers use a one solution fits all approach. This does not take into account your organisation’s specific requirements and therefore can lead to you paying more in interest, deposits or other hidden costs that reduce your return on investment. Our team of experienced Financial Brokers use the opportunities in the market to secure the best solution for your needs. We work with a range of lenders to give you options that work for you.
The market allows for unique benefits for a number of classes of Assets which business owners often aren’t aware of. This often leads to organisations paying higher interest rates and failing to take advantage of changes to the lending criteria and commercial lending changes overall. Working with a finance broker is fundamental when securing finance for your next commercial vehicle, plant or equipment requirement as we work to find you the best solution.
Ask Yourself the Right Questions
Many lenders including banks and well-known financiers use a one solution fits all approach. This does not consider your organisation’s specific requirements and therefore can lead to you paying more in interest, deposits or other hidden costs that reduce your return on investment. Our team of experienced brokers use the opportunities in the market to secure the best solution for your needs.
Choosing the right type of asset finance can help save you time and money to invest in growing your business. FNG considers all manner of assets for finance. From vehicles for commercial and personal use to heavy machinery and fit-outs.
When considering asset finance options, ask yourself:
- how much capital do I need to grow my business?
- when do I need to smooth the bumps in my cash flow?
- what are the tax outcomes of asset financing?
- how long will I need the equipment, and will I need to upgrade it?
- is technology rapidly changing in my industry?
- do I want to ‘finance to own’ or ‘finance to return’ my asset?
Generally speaking, asset finance options include: Commercial Hire Purchases; Financial and Operating Leases; Chattel Mortgages; Novated Leases; and Technology Rentals. Each is suited to different commercial circumstances, so when considering your options, you may want to talk to your accountant or tax advisor.